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That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family. ![]() We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. Take care of yourself and your family with U.S. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Excellent verbal and written communication skills.Ability to analyze financial information.zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Basic knowledge of local, state and national laws (e.g.Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors.Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies.Minimum one year of mortgage, sales, real estate, or banking experience.Failure to meet or maintain any of the NMLS registration requirements, including maintaining a satisfactory criminal and credit record, may result in a rescission of your offer or termination of employment. You will be subject to the required registration process, which includes a criminal background and credit check. This position requires National Mortgage Licensing System (NMLS) registration under the terms of the S.A.F.E. Incumbents are expected to spend at least 50% of their time conducting their activities away from U.S. Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources. Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval. Originates mortgage loans in an assigned metropolitan territory. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Bank is an equal opportunity employer committed to creating a diverse workforce. The fifth-largest bank in the United States, we’re one of the country's most respected, innovative and successful financial institutions. Bank, we're passionate about helping customers and the communities where we live and work. ![]() ![]() 1 This presumed relationship between intelligence and immediate memory span has been the object of continued inquiry, scholars studying individual differences having demonstrated strong correlations between the two constructs (Colom, Flores-Mendoza, Quiroga, & Privado, 2005 Gignac & Weiss, 2015), while brain imaging techniques revealed common cerebral substrates (e.g., Colom, Jung, & Haier, 2007). From Binet and his scale for children's intelligence (Binet & Simon, 1904), which was the first intelligence test and has been the matrix of many similar scales (e.g., the Stanford-Binet test), to the most contemporaneous and widespread psychometric tools (Wechsler, 2014), measuring the number of items that children or adults are able to immediately recall in correct order has been part of virtually all the intelligence scales. Richardson (2007) mentions that Holmes (1871) was probably the first to assess the immediate recall of lists of digits or letters, a task that Cattel (1890) included in an early mental test. ![]() A strong assumption of the theory is an ever-present central meaning-making core, noetron, involving Alignment, Abstraction, and Cognizance processes, is systematically transformed with age in differing developmental phenotypes. A theory is proposed integrating psychometric and developmental models of intelligence into a comprehensive system. Developmental transitions in reasoning levels were driven by the process dominating in each phase. A combination of structural equation modeling, differentiation modeling, and latent transition modeling demonstrated that g does change in development at 6–8 years, g was primarily dominated by changes in attention control at 9–12 years it was primarily dominated by changes in working memory. This study combines a large cross-sectional sample of children from 6 to 12 years (N = 381) with a longitudinal sample tested twice (N = 109) to examine changes in the relations between attention control, working memory, and reasoning. Here we postulate that the cognitive profile of g varies at successive developmental phases according to the understanding priorities of each phase. Interactionists strip g of any psychological process, postulating that it is an index of interactions between processes. Reductionists ascribe individual differences in g to basic processes, such as attention control and working memory. General intelligence, g, is empirically well established, although its psychological nature is debated. (PsycInfo Database Record (c) 2022 APA, all rights reserved). Developmental WMC estimates, such as those reported in this research, may help others develop prescriptive learning interventions for children and understand its growth and decline across the life span. Scoring rules (e.g., requiring 50% or 75% of trials correct) influence age-based estimates, but WMCs have likely been underestimated in children, and the average adult WMC of five is more plausible than four, as measured by digit span backward. It shows an increasing yet decelerating pattern. kindergarten population in 2011, we found that WMC growth in childhood is curvilinear. Average adult WMC is estimated as either four or five "chunks." Using latent curve models of data from a measure of digit span backward that was administered longitudinally to a large sample representative of the native-English-speaking U.S. The growth of working memory capacity (WMC) in childhood is described as linear. Working memory is an often studied and important psychological construct. The results are discussed in light of the increasing evidence across multiple domains that memory span plays an important role in intellectual functioning. Thus, the commonly held position that Digit Span performance beyond an average level is not indicative of greater intellectual functioning was not supported. Based on linear and nonlinear contrast analyses of means, as well as linear and nonlinear bifactor model analyses, all 3 Digit Span indicators (LDSF, LDSB, and LDSS) were found to exhibit primarily linear associations with FSIQ/g. Consequently, the purpose of this investigation was to test Wechsler's contention on the Wechsler Adult Intelligence Scale-Fourth Edition normative sample (N = 1,800 ages: 16 - 69). Although Wechsler's position does not appear to have ever been tested empirically, it does appear to have become clinical lore. In fact, Wechsler (1958) contended that beyond an average level of Digit Span performance, there was little benefit to possessing a greater memory span. Historically, Digit Span has been regarded as a relatively poor indicator of general intellectual functioning (g). ![]() |
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